Quiet Girl with a Credit Card cover

Released 30 years ago

Quiet Girl with a Credit Card

Lisa Miller · 1996

45 min · 11 tracks

A blend of introspective folk-rock and country-inflected melodies reflecting the complexities of modern life.

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Top tracks — play these first

  • →
    Big American Car — This opening track sets the tone for the album with its catchy chorus and sharp commentary on consumer culture and identity.
  • →
    Nobody's an Angel — With its haunting melody and poignant lyrics, this track encapsulates themes of vulnerability and self-acceptance that run throughout the album.
  • →
    I'm Gonna Live My Life (I'm Gonna take My Time) — This empowering anthem showcases Miller's ability to blend personal narratives with uplifting melodies, making it a standout moment on the record.

Elevation

Our rating, out of 100 — and why.

AI-generated from five scored dimensions. An opinion, not a measurement.

55 /100
Lowland
Higher than 4% of albums we've rated

The album features solid songwriting and production but remains somewhat conventional within its genre.

What we noticed

  • The first three tracks establish a consistent mid-tempo groove, while the fourth track introduces a slower pace that continues through several subsequent songs.
  • Many tracks feature layered vocal harmonies that emphasize the lyrical themes of introspection and personal struggle.
Composition 25% of the score
6/10

the writing — melody, harmony, structure, lyrics

Craft 20% of the score
6/10

production, performance, arrangement

Durability 25% of the score
5/10

whether it rewards returning to it

Distinctiveness 18% of the score
5/10

whether it sounds like itself

Sequencing 12% of the score
6/10

running order, pacing, length

Influence 4/10

Known within its scene. Reported but not counted — how far a record travelled describes its reception rather than the record, and a newer release has had less time to travel than an older one.

Tracklist

Best experienced from track one — press play and let it unfold.

  • 1 Big American Car 4:46
  • 2 You're a Big Girl Now 4:21
  • 3 Guitar Boat 4:11
  • 4 Nobody's an Angel 4:05
  • 5 I'm Gonna Live My Life (I'm Gonna take My Time) 3:22
  • 6 Hang My Head 4:53
  • 7 Woman Left Lonely 3:47
  • 8 False Waltz 4:05
  • 9 Long Wide Load 3:22
  • 10 Too Dark to See 4:14
  • 11 Big Small Town 4:38

What to play next

Car Tape
Listen next

Car Tape

2002
Full Lisa Miller discography Artists like Lisa Miller

Reference: Wikipedia · MusicBrainz · Wikidata